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12 Month Savings Challenge
Save a little more every month. Cut off each month as you hit it.
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What this template is
The classic 52-week savings challenge is the same idea stretched across a year: save a little more each month than the last. This version adds $50 every month and finishes at $3,900 saved by month 12 — real numbers, not filler text.
How CutDone works for this template
Print it, finish the next step, cut it off, and watch the list get shorter. There's never any doubt what's next — it's always the top row.
How to use it
Print it, pin it near where you keep the money (or the app you move it into), and cut off that month's step the day you actually set the amount aside.
Ideas for customizing it
$50/month is a starting point, not a rule — edit any month's amount before printing if $3,900 a year isn't the right number for you, or start the sequence at a different month.
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FAQ
Common questions
Do I have to keep this exact sequence?
No — every line is editable in the Designer before you print. Change the wording, delete what doesn't fit, or add your own.
Do I need to sign up or pay?
No. This template is free, requires no login, and no payment — click "Use this template," edit if you want to, and print.
What if I need more or fewer steps?
Add or remove a row directly in the Designer before printing — the rest of the sequence still holds.
How do I mark one as done?
Cut, fold, or tear that row or tab off the printed sheet. The whole point of CutDone is that "done" makes the sheet physically shorter.